Ramsey Partners, LLC - Advocates for Community Banks

"The Pangburn Company is an independent third-party administrator whose sole purpose is to provide financial institution management with the requisite tools to maintain prudent oversight regarding the purchase, reporting and risk management of Bank Owned Life Insurance and the administration of non-qualified executive benefit plans. Pangburn is not an insurance broker, vendor and derives fees from plan administration only. Well received by regulators as an independent voice assisting the bank in all import due diligence."

"Founded in 1989, Pearl Meyer & Partners (PM&P) is a premier compensation consultancy serving as trusted advisor to Boards and their senior management in the areas of governance, strategy and compensation program design.

Today’s challenging business and regulatory environment demands a comprehensive approach to compensation planning. Their clients rely on senior consultants (over 100 of them nationally) to provide day-to-day direction and guidance at each stage of their consulting project from research and assessment to strategy, planning and implementation. Their complete expertise and depth of knowledge help you identify and address critical issues and evaluate your organization’s unique reward opportunities.

For over seventeen years, PM&P has been a recognized leader in executive and Director compensation strategy and governance."

Over 50 years of aggregate staff experience in the compensation and benefits field

Areas of Expertise: Supplemental Executive Retention Plans, Director Retirement Plans, Equity Incentive Plans, Bank Owned Life Insurance, Compensation and Benefit Peer Studies, Peer Bank Performance Studies.

Our Consulting Services: Plan analysis and design, Plan funding and security, Communication, Implementation, and Service

Grady & Associates is a Cleveland, Ohio-based boutique law firm whose nationwide practice focuses on a broad range of transactional and regulatory matters for financial institutions and related entities. The firm's practice is concentrated in the areas of executive compensation and employee benefits, purchase of bank-owned life insurance ("BOLI"), corporate governance, mergers and acquisitions, securities law, and regulatory matters.

The lawyers of Grady & Associates are recognized as leaders in rendering legal services to financial institutions. Founded in June, 1994, the firm represents 200 financial institutions and holding companies located throughout the United States. Their clients range in size from financial institutions with assets of less than $10 million to those with assets in excess of $43 billion. The firm's attorneys write and speak extensively for banking audiences. Mr. Grady's book, The New CRA: A Practical Guide to Compliance, was published in September 1996 by McGraw-Hill Publishing. For over a decade, Mr. Grady has been contributing author to Consumer Credit: Law, Transactions and Forms, a six volume treatise on consumer credit regulation published by Mathew Bender, a national publisher of legal and banking material. Their lawyers have authored more than 50 articles for the financial institutions industry (including the American Banker) and are frequent speakers at bank and thrift trade association gatherings. They have a long list of trade association executives who report that Grady & Associates’ programs are among the best they have offered their memberships.

ICS is the leading firm providing regulatory compliance consulting services to financial institutions. ICS brings together a unique breadth and depth of expertise in all aspects of regulatory compliance. ICS assists financial institutions of all sizes and complexities with services ranging from administration of the entire compliance program to specific projects such as monitoring, risk assessments, BSA independent testing and training. They meet the needs of institutions by supplementing internal resources, or by providing complete, outsourced programs to alleviate the compliance burden on management.

ICS is uniquely qualified to provide these services. Its professionals possess specialized financial services regulatory compliance knowledge gained on both sides of the table, as regulators and/or as compliance officers who have crafted and executed successful compliance programs. Their professionals have an average of 15 years of regulatory compliance experience. They know what regulators are looking for, the types of tests that are applied, and the acceptable solutions – all from first-hand experience.

Since 1982, Source has specialized in providing business growth advisory, corporate finance advisory, and investment banking services to the controlling-owners of medium-sized businesses and institutions. Their services are designed to help the controlling owners of a business to build a more profitable and more valuable company.

The businesses represented by Source typically have five or fewer controlling shareholders. The majority of their clients are high net worth individuals that have between 30% and 90% of their personal wealth invested in their businesses. Their clients range from being first generation entrepreneurs to sixth generation family-controlled businesses and other privately-owned companies.

Source is a founding member of Business Growth Alliance, LLC (BGA). BGA has fourteen member firms, which provide growth advisory, corporate finance, shareholder liquidity, succession management and ownership transition planning and advisory services to middle market companies. BGA affiliates have offices in twenty-six cities throughout the USA.

Business Growth Alliance (BGA) is a National Affiliate Network of seasoned, professional services firms, which are dedicated to providing growth advisory and investment banking services to middle market and family-owned companies and their principals.

"Executive Benefit Solutions (EBS) is a fee-based consulting firm that concentrates on the plan/design, analysis and administration of executive benefit plans, informal funding strategies, and bank regulatory compliance. As a specialist in the community bank market, EBS also offers additional tax and accounting support and compliance solutions to financial institutions and third-party providers serving financial organizations."

* All of the firms on this page, including Ramsey Partners and Signator Investors, are independent entities. Each party is independently responsible for its own respective lines of business and activities.